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                      “We need IT skills but not just people who are in IT for the sake of it,” Mrs. Merkley says.

               “More  importantly,  we  need  people  with  the  right  attitude,  who  want  to  work  for  a  global

               organization and add value to the business”.
                      “Most people can learn new technology; the challenge is to get their heads onto a business

               and  into  a  business  team  attitude.  Sometimes  their  work  has  to  be  adaptable  so  it  can  be  used
               elsewhere. Sometimes we need them to travel to Zurich or New York for a couple of days. Not

               everyone wants this. In fact I’ve actually talked some job applicants out of joining us.”

                      Her own travels take her between the main data centers in Zurich, the City of London, New
               York, and other cities.

                      She has 60 IT staff in London and a similar number in New York, with 24 in Zurich and a
               dozen in Johannesburg. Each center has local management, and they all meet three or four times a

               year.
                      All this is now changing quickly. “We had three data centers in North America; we now

               have  one  in  New  York.  We  also  now  have  one  database  tool,  Natural,  running  on  IBM

               mainframes.”
                      “The basic system is also being ported from New York to the UK, so we will have the same

               core technology in both centers – the same databases will then be handled by similar systems.”
                      Further consolidation of the main centers is possible as Mrs. Merkley looks at moving the

               Life & Health Division systems in Zurich to London.

                      Investment in mainframes and the client data it managers is already being built on through
               substantial data collection activity, which Mrs. Merkley refers to as knowledge management.

                      “The life and health insurance markets are changing rapidly at present,” she says. “With the
               continuing  decline  of  the  welfare  state  in  the  UK  and  growth  in  popularity  of  private  medical

               insurance, long-term care and other related policies, we have had to adapt to change rapidly and

               develop the ability to manage vast amounts of information on risks. Indeed, the reinsurance market
               is all about managing risk.”

                      “To do this successfully we need access to all the information available to enable us to make
               critical decisions. This means Life & Health is ahead of the rest of the group in developing data

               capabilities. We are using our expertise across the whole of the group to raise the level of awareness
               and capability in data warehousing.”
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