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3) medical insurance.

Social accident insurance is practiced in nearly 160 countries, in particular in
Germany - more than 100 years. Through the social insurance system, the

redistribution of funds from the workers to the disabled is carried out. Solidarity
financing is based on the mutual interests of workers and employers.

assistance in the event of
temporary disability
Social Insurance
Fund
pension in case of
disability or death of the
Pension Fund victim

Worker affected by
One-time assistance
Employer occupational disease or
accident (victim's family)
Compensation of lost earnings

Reimbursement of expenses for medical,
vocational and social rehabilitation

reimbursement for moral damage

Figure 1.2 – The old scheme of compensations to the
victims in the workplace

4