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                            let. Twenty-four hours later he had taken it and a month later set up a
                            business as a tobacconist and newsagent.
                                  Albert Edwards did very well. He did so well that in a year or
                            so he opened a second shop and employed a manager. He looked for
                            another  long  street  that  hadn't  got  a  tobacconist  in  it  and  when  he
                            found it and a shop to let, he took it. This was a success too. Then he
                            thought that if he could run two shops he could run half a dozen. He
                            began walking about London, and whenever  he  found a  long street
                            that had no tobacconist and a shop to let  he took it. Ten years later he
                            was running no less than ten shops and he was making good money
                            without  much  effort.  He  went  to  all  of  his  shops  every  Monday,
                            collected the week's takings and took them to the bank.
                                  One morning when  he was there paying  in a bundle of  notes
                            and a heavy bag of silver the cashier told him that the manager would
                            like to see him. He was shown into the office and the manager shook
                            hands with him.
                                  "Mr.  Foreman,  I  wanted  to  have  a  talk  with  you  about  the
                            money you've got on deposit in our bank. Do you know exactly how
                            much it is?"
                                  "Not within a pound or two, sir; but I have a rough idea."
                                  "Apart  from  what  you  paid  in  this  morning  it's  a  little  over
                            thirty thousand pounds. That's a  very  large sum to have  on deposit
                            and it is better to invest it."
                                  "I don't want to take any risks, sir. I know it's safe in the bank."
                                  "You needn't worry. We'll make out for you a list of gilt-edged
                            securities.  They  will  bring  you  in  a  better  rate  of  interest  than  the
                            bank can give you."
                                  Mr. Foreman's aristocratic face looked troubled. "I've never had
                            anything to do with stocks and shares, and I'd like to leave it all in
                            your hands," he said.
                                  The manager smiled.  "We'll do everything. All  you'll  have to
                            do next time you come in is just to sign the transfers."
                                  "That  I  could  do,"  said  Albert  uncertainly.  "But  how  shall  I
                            know what I am signing?"
                                  "I suppose you can read," said the manager.
                                  Mr. Foreman smiled.
                                  "Well, sir, the thing is that I can't. I know it sounds funny, but I
                            can't read or write, only my name, and I only learnt to do that when I
                            went into business."
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