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Only about 36 per cent of Washington's families own their homes.
                            The others rent them. The national average for the percentage of
                            families in cities who own their homes is about 48 per cent.
                                Washington has some of the nation's most luxurious housing,
                            including  the  Watergate  apartments  and  the  mansions  and  town
                            houses of Georgetown. Washington also has much good middle-
                            class housing. However, the city faces a shortage of good housing
                            for  low-income,  as  well  as  moderate-income,  families.  This
                            housing shortage exists in both the city and the suburbs and ranks
                            among the Washington area's biggest problems.
                                Several  factors  make  the  housing  problem  difficult  to  solve.
                            Each  year,  some  housing  units  become  so  rundown  that  people
                            abandon  them,  thus  reducing  the  number  of  usable  low-income
                            units.  In  other  cases,  low  income  units  are  remodeled  and  then
                            rented or sold to higher-income households. In addition, since the
                            1960's, the cost of housing has risen faster in Washington than in
                            most parts of the country. Rising costs further reduce the amount
                            of housing available to people with low and moderate incomes.
                                Education.  The  Washington  public  school  system  includes
                            about 180 schools with more than 88,000 students. An additional
                            25,000 students attend about 80 private schools in the city.
                                The  District  of  Columbia  Board  of  Education  governs  the
                            public school system. The board consists of 11 members who are
                            elected by the people to four-year terms. The members appoint a
                            superintendent to administer the system. About 90 per cent of the
                            money  needed  to  run  Washington's  public  schools  comes  from
                            local  taxes,  and  about  10  per  cent  comes  from  the  federal
                            government.
                                Washington  has  17  accredited  universities  and  colleges.  The
                            University  of  the  District  of  Columbia,  established  in 1976,  has
                            three  campuses  in  the  city.  Howard  University  is  one  of  the
                            country's  largest  predominantly  black  universities.  Catholic
                            University  of  America  is  the  national  university  of  the  Roman
                            Catholic Church in the United States.
                                Social  problems.  Washington  faces  a  variety  of  social
                            problems. Among these problems are poverty and crime.
                                Overall,  the  people  of  Washington  have  a  high  standard  of
                            living. However, thousands of people in both the city and suburbs
                            do not share in the wealth. About 15 per cent of all the families in
                            the city and about 4 per cent of the families in the suburbs have
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