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                                  "You bet I didn't. All the time I was working I kept thinking of
                            the bathing here and the vineyards and the walks over the hills and
                            the moon and the sea, and the Piazza in the evening when everyone
                            walks about for a bit of a chat after the day's work is over. There was
                            only one thing that bothered me: I wasn't sure if I was justified in not
                            working like everybody else did. Then I read a sort of history book,
                            by a man called Marion Crawford it was, and there was a story about
                            Sybaris and Crotona. There were two cities; and in Sybaris they just
                            enjoyed life and had a good time, and in Crotona they were hardy and
                            industrious and all that. And one day the men of Crotona came over
                            and wiped Sybaris out, and then after a while a lot of other fellows
                            came  over  from  somewhere  else  and  wiped  Crotona  out.  Nothing
                            remains of Sybaris, not a stone, and all that's left of Crotona is just
                            one column. That settled the matter for me."
                                  "Oh? "
                                  "It came to the same in the end, didn't it? And when you look
                            back now, who were the mugs? " I did not reply and he went on. "The
                            money was rather a bother. The bank didn't pension one off till after
                            thirty  years'  service,  but  if  you  retired  before  that  they  gave  you  a
                            gratuity. With that and what I'd got for the sale of my house and the
                            little I'd managed to save, I just hadn't enough to buy an annuity to
                            last the rest of my life. It would have been silly to sacrifice everything
                            so as to lead a pleasant life and not have a sufficient income to make
                            it pleasant. I wanted to have a little place of my own, a servant to look
                            after me, enough to buy tobacco, decent food, books now and then,
                            and something over for emergencies. I knew pretty well how much I
                            needed. I found I had just enough to buy an annuity for twenty-five
                            years."
                                  "You were thirty-five at the time?"
                                  "Yes. It would carry me on till I was sixty. After all, no one can
                            be certain of living longer than that, a lot of men die in their fifties,
                            and by the time a man's sixty he's had the best of life."
                                  "On the other hand no one can be sure of dying at sixty," I said.
                                  "Well, I don't know. It depends on himself, doesn't it? "
                                  "In  your place  I should have stayed  on at the bank till  I was
                            entitled to my pension."
                                  "I should have been forty-seven then. I shouldn't have been too
                            old to enjoy my life here, I'm older than that now and I enjoy it as
                            much as I ever did, but I should have been too old to experience the
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